Do customer KYC via upload of documents
Parameter id_proof_type_id can have the following values:
| id_proof_type_id | Description | id_proof |
|---|---|---|
| 15 | Aadhaar Card | Aadhaar Card - Aadhaar Card Number |
| ovd_type_id | Description | ovd_number |
|---|---|---|
| 2 | PASSPORT | Passport Number |
| 3 | VOTER ID | Voter ID Number |
| 4 | PAN CARD | Pan Card Number |
| 6 | DRIVING LICENSE | Driving License Number |
| 14 | MGNREGA | MGNREGA Number |
Note :
You have to pass the Aadhaar card number as mandatory in the id_proof parameter. In the ovd_type_id if you pass the PAN card then you not need to send the form 60 otherwise if you are selecting any other OVD like passport, voter id or driving license then you need to send the image of form 60 in the form_60 parameter.
If you are sending the OVD as PAN card then you need to only send the front image of the pan card in the ovd_image parameter. If you are passing any other document in the OVD then you need to send the front image in the ovd_image parameter and back image in ovd_image_back.
Format of the documents required. If you have selected for Pan card in the OVD then the image should be OSV and similarly if any other OVD has been selected then the OSV should also be there.
Form_60 Format
Form_60 format
Note :
It will take a maximum of 1 business day for the approval of KYC. You need to call Get Customer Information API to check whether the customer has been approved for the KYC or not. By checking the "state" parameter you will get to know about the status for the KYC. If the KYC has been rejected due to some reason you will get the reason in the "state_desc" parameter in the Get Customer Information API itself.
Note:
After the customer has been marked as KYC customer, his total limit will be increased up to Rs 74,500. First Rs 49,500 will be transferred from the PPI wallet and next Rs 25,000 will be transferred from the BC_pipe.
Note:
- If the customer intends to change the name in his profile according to his id proof then the new name needs to be passed in the parameter "customer_name_as_id".
- If the new name does not match with the old name then an OTP will be sent to the customer's mobile number
- Name will be changed only when the OTP entered is correct in "Name Change Verification" API and Eko's back-end team approves the id and address proof.