AePS - Daily Authentication



  • As per NPCI, It is mandatory for users to follow two authentication daily such as follows:
  1. First authentication factor should be the portal password (Which is/shall be implemented at your end)
  2. Second authentication factor “AEPS Bio Auth” based on EKYC details (API attached below)
    During the calendar day, the switch will allow transactions only if CSP Agent login through Bio Auth is successful for that calendar day.

If the CSP Agent is successfully authenticated using biometric authentication, then Bank will give a successful response via API. Then user will be enabled to perform AePS transactions.

In case of exceptions & Technical issues at Acquiring bank, merchants have to complete 2 FA twice in a day once received response Code FP069 for further processing of transactions. Pl. ensure to have auto popup/ Manual feasibility method to complete 2 Factor authentications for the merchants.