To integrate AEPS through FINGPAY, you will need to follow these steps:
- Onboard your users (merchants) by initiating the Onboard-User API(https://developers.eko.in/reference/onboard-user).
- Activate AEPS services for your users by initiating the Activate-Service API with the service code 43 for AEPS (FINGPAY).(https://developers.eko.in/reference/activate-service)
- Perform the merchant's e-KYC using FINGPAY. To do e-KYC through FINGPAY, you will need to call the following APIs consecutively:
- e-KYC OTP Request (API: https://developers.eko.in/reference/e-kyc-otp-request)
- e-KYC OTP Verification (API: https://developers.eko.in/reference/e-kyc-otp-verification)
- e-KYC using Biometric (API: https://developers.eko.in/reference/e-kyc-using-biometric)
- After successfully hitting these three APIs, the e-KYC process through FINGPAY will be completed.
- After the merchant's e-KYC is complete, you need to perform Daily Authentication using the AEPS Daily Authentications API (API: https://developers.eko.in/reference/aeps-daily-authentications). Keep in mind that Daily KYC will only be successful after 3 days of performing the Ekyc
- Once the merchant has completed the e-KYC and Daily KYC is successful, they can proceed to perform a transaction.
It is recommended to first hit the api on postman. If you face any errors in the response of any of the api, only the response that you got on the postman will be acceptable for debugging. Send your postman response to [email protected]