post
https://staging.eko.in:25004/ekoapi/v3/user/collection/aeps-fingpay/kyc/otp
Send OTP on agent's mobile number for verification
The OTP is sent from the bank itself.
You need to encrypt the value of the aadhar number
Aadhaar Encryption -
- Decode public key using base64 encoding technique. (public key for UAT and production are different)
- Compute RSA encrypted signature using decoded key and message.
- Encode encrypted signature with base64 encoding to send message on API.
Public Key for Aadhaar Encryption - (UAT)
MIGfMA0GCSqGSIb3DQEBAQUAA4GNADCBiQKBgQCaFyrzeDhMaFLx+LZUNOOO14Pj9aPfr+1WOanDgDHxo9NekENYcWUftM9Y17ul2pXr3bqw0GCh4uxNoTQ5cTH4buI42LI8ibMaf7Kppq9MzdzI9/7pOffgdSn+P8J64CJAk3VrVswVgfy8lABt7fL8R6XReI9x8ewwKHhCRTwBgQIDAQAB
public static String calculateRSA( String salt ) throws InvalidKeyException, Exception {
Cipher encryptCipher = Cipher.getInstance("RSA");
encryptCipher.init(Cipher.ENCRYPT_MODE, getPublicKey());
byte[] secretMessageBytes = salt.getBytes("UTF-8");
byte[] encryptedMessageBytes = encryptCipher.doFinal(secretMessageBytes);
String encodedMessage = Base64.encodeBase64String(encryptedMessageBytes);
return encodedMessage;
}
public static PublicKey getPublicKey() throws Exception {
String rawPublicKey = "MIGfMA0GCSqGSIb3DQEBAQUAA4GNADCBiQKBgQCXa63O/UXt5S0Vi8DM/PWF4yugx2OcTVbcFPLfXmLm9ClEVJcRuBr7UDHjJ6gZgG/qcVez5r6AfsYl2PtKmYP3mQdbR/BjVOjnrRooXxwyio6DFk4hTTM8fqQGWWNm6XN5XsPK5+qD5Ic/L0vGrS5nMWDwjRt59gzgNMNMpjheBQIDAQAB";
byte[] keyBytes = Base64.decodeBase64(rawPublicKey);
X509EncodedKeySpec spec = new X509EncodedKeySpec(keyBytes);
KeyFactory kf = KeyFactory.getInstance("RSA");
return kf.generatePublic(spec);// generatePrivate(spec);
}
E-KYC Steps:
- For Fingpay AePS, it is mandatory to use e-KYC OTP request, e-KYC OTP Verification and Biometric before AePS transaction. Please make sure you use these APIs consecutively.
- The whole process of e-KYC is to be done for every merchant just once.
- Daily authentication i.e. 2FA is mandatory and to be done everyday.